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    Flexible Payment Options

    Financing That Fits Your Roof Project

    A new roof or siding project shouldn't wreck your budget. Spread the cost over time with financing options designed for homeowners in Northeast Ohio.

    Don't Put Off a Necessary Project

    Roof leaks and siding damage don't wait for your savings account to catch up. Financing lets you move forward immediately, protecting your home, your family, and your property value, while paying over time on a schedule that works for you.

    Protect Your Home

    Fix leaks, storm damage, and aging materials before small problems turn into major repairs.

    Budget-Friendly

    Break a large project into predictable monthly payments instead of one big upfront cost.

    Fast Decisions

    Apply online in minutes and get a decision quickly, so work can start on your timeline.

    Flexible Terms

    Choose terms that fit your budget with options up to 144 months for qualifying projects.

    Estimate Your Monthly Payment

    Adjust your estimated project cost and select your credit rating to see an estimated monthly payment. This is for planning purposes only, and actual rates and terms depend on lender approval.

    $
    $1,000$100,000

    Estimated Monthly Payment

    $144

    for 144 months

    Estimated Total Cost

    $20,686

    Estimated Total Interest

    $10,686

    Rate shown: 13.99% APR. Actual rates and terms may vary.

    This calculator is an estimate only and does not guarantee approval, rates, or terms. Final offers are determined by Hearth and its lending partners based on your credit profile and other factors.

    How Financing Works

    We partner with Hearth to make the financing process simple and transparent. Here's what to expect:

    1

    Get Your Estimate

    Schedule a free inspection and receive a detailed quote for your roofing or siding project.

    2

    Apply Online

    Click the Apply Now button and complete a quick, secure application with Hearth.

    3

    Review Options

    Compare loan options and choose the one that fits your budget and timeline.

    4

    Start Your Project

    Once approved, work can begin, so you can protect your home without delay.

    Common Questions About Financing

    Will checking my options hurt my credit?

    Hearth lets you prequalify without a hard credit pull, so you can explore options without impacting your score.

    Can I finance any size project?

    Financing options are available for a wide range of project sizes, from targeted repairs to full roof and siding replacements.

    Who provides the loan?

    Hearth works with a network of trusted lenders. You review the offers and choose the one that works best for you.

    What if I want to pay off the loan early?

    Many lenders offer loans with no prepayment penalties, so you can pay off your balance early if you choose.

    Ready to Get Started?

    Whether you need a new roof or siding replacement — get a free estimate from our experienced team today.

    M&T Roofing

    Here to help!

    Hi! 👋 I can help answer questions about our roofing and home improvement services. How can I help you today?
    Or call us:4402014341

    Hi! 👋 Need help with a roofing or home improvement project? I'm here to answer your questions!